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This report covers the Business and Performance of The United Kingdom Freight Demurrage and Defence Insurance (Europe) Limited (“UKDE”). This report covers Business Performance, System of Governance (including risk management), Risk Profile, Valuation for Solvency Purposes and Capital Management of the Company over the reporting period.



The Chairman has recently taken the opportunity to look back over the past year and also ahead to 2022 in a short publication "What makes us Different." In this publication he reflects on what what makes us different from our competitors and what it is that makes this Club so unique.


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